Bills the app figures out
DohFlow detects recurring patterns in your history and proposes them as bills and transfers rather than making you enter each one. Every detection carries its provenance — which transactions produced it — so you can check the reasoning before accepting.
Autopay status is tracked, because “is this handled or do I need to do something” is the actual question. Past-due items ask for confirmation instead of quietly assuming they were paid.
Payoff strategies, compared honestly
Compare avalanche (highest interest first) and snowball (smallest balance first) against your real balances and terms. The comparison shows total interest and payoff date for each, so the trade-off between mathematical optimum and psychological momentum is a number rather than an argument.
Charts are checked for color-vision accessibility — the comparison does not depend on distinguishing red from green.
Statement projections
Card debt is projected statement by statement rather than as a single balance, so the interaction between a statement close date and a payment due date is modeled instead of averaged away.