Features
Everything below ships today. If it is on this site, it is in the app.
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Forecast and scenarios
A daily cash-flow projection you can interrogate, and what-ifs you can compose without touching your real data.
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Money Inbox and import
One triage surface for everything that needs your attention, and a staged import pipeline that never writes raw files to disk.
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Categorization and review
A searchable picker, splits, tags, and merchant memory that learns once and applies on every future import.
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Debts and bills
Recurring bills with schedule detection and autopay tracking, plus payoff comparison that shows what each strategy actually costs.
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Vault and backups
SQLCipher at rest, an Argon2id key derivation, encrypted backups, and a restore path that has actually been tested.
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Bank refresh via SimpleFIN
Optional direct bank refresh with a pasted token. No developer keys, no relay server, and manual entry is always enough.