DohFlow Download

Terms

Short, because there is not much to agree to.

Effective September 11, 2026.

The software

DohFlow is licensed under AGPL-3.0. That license, not this page, governs what you may do with the code. Where they conflict, the license wins.

There is no account to create and no service to subscribe to, so there is nothing here about suspension, termination or acceptable use of a platform. You downloaded a program; it runs on your computer. This page is a plain-language summary, not a click-through agreement — nothing on this site asks you to accept it before you may download or use DohFlow.

No warranty, no liability

DohFlow is provided as is, without warranty of any kind. It is pre-1.0 software written by one person. It will have bugs. This is the AGPL-3.0’s own language, Sections 15 and 16, quoted here in full because it is what actually governs — not a paraphrase:

15. Disclaimer of Warranty. THERE IS NO WARRANTY FOR THE PROGRAM, TO THE EXTENT PERMITTED BY APPLICABLE LAW. EXCEPT WHEN OTHERWISE STATED IN WRITING THE COPYRIGHT HOLDERS AND/OR OTHER PARTIES PROVIDE THE PROGRAM "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE PROGRAM IS WITH YOU. SHOULD THE PROGRAM PROVE DEFECTIVE, YOU ASSUME THE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION.

16. Limitation of Liability. IN NO EVENT UNLESS REQUIRED BY APPLICABLE LAW OR AGREED TO IN WRITING WILL ANY COPYRIGHT HOLDER, OR ANY OTHER PARTY WHO MODIFIES AND/OR CONVEYS THE PROGRAM AS PERMITTED ABOVE, BE LIABLE TO YOU FOR DAMAGES, INCLUDING ANY GENERAL, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE PROGRAM (INCLUDING BUT NOT LIMITED TO LOSS OF DATA OR DATA BEING RENDERED INACCURATE OR LOSSES SUSTAINED BY YOU OR THIRD PARTIES OR A FAILURE OF THE PROGRAM TO OPERATE WITH ANY OTHER PROGRAMS), EVEN IF SUCH HOLDER OR OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

From AGPL-3.0 §§15–16, reproduced verbatim as the license itself permits; also in the license text.

Keep your own records and check important numbers. Do not make a decision that matters — a large purchase, a loan, a tax filing — on a projection alone without verifying it against your actual accounts.

This is not financial advice

DohFlow produces forecasts and risk indicators. Per ADR 0018, the product uses descriptive language (“at current rate, your liquid cash reaches the floor on date Z”) and never prescriptive language (“you should pay off X first”). DohFlow is not financial, tax, or investment advice. Forecasts are best-effort estimates from your own historical data; outcomes will differ.

DohFlow is a calculator and a record-keeper. It is not a financial adviser, accountant or tax professional, and nothing it displays is a recommendation. A forecast is arithmetic on assumptions you supplied, and a payoff comparison is arithmetic on terms you entered. Neither knows anything about your life.

Your data is your responsibility

Your vault is on your machine. We have no copy and cannot recover it. Keep backups, and keep your passphrase somewhere you will still have it in five years. If you lose the passphrase, the data is gone — that is what real encryption means.

Not covered by the AGPL. See TRADEMARK.md.

Governing law

These terms, and anything not otherwise governed by the AGPL-3.0 itself, are governed by the laws of the State of California, without regard to its conflict-of-laws rules.

Changes

Changes will be noted in the changelog, with the effective date above updated. Since there is no account, no change here can retroactively affect software already on your machine.